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Life Skills Institute

Basic Budgeting Life Skills Workshop

Basic Budgeting will provide information on the purpose and importance of having a budget including how to create the budget and then how to use the budget as a monthly tool to stay on track and achieve financial goals. We will talk about fixed and variable spending. We will distinguish between essential and non‐essential purchases. Short‐term and long- term savings needs will be explored and the use of credit in our lives will be examined. A general look at insurance to protect our income and minimize unexpected expenses will be included.

Nancy Howard, B.S., Accounting, M.S. Human Resource Management